Why Choose Community Bank Over Private Bank

By choosing community banking, you unbox 80 times greater potential of your baby’s stem cells through unmatched benefits such as protection from all conditions treatable by stem cells, complete family protection, unlimited number of sample retrievals at no additional cost.

Overview

Private
Banking

Community
Banking

YES

Protection For Baby

YES

NO

Protection For Entire Family

YES - Free Access To Entire Stored Samples Of Community

NO - Only Single Access

Unlimited Access To Stored Sample

YES

NO

Treats 80+ Diseases

YES

Covers Only 10% of treatable conditions

Number Of Conditions Treatable

Covers all conditions treatable.

Rejects an unfit sample.

Continued Protection Against Rejection

Protects the sample with low volume or unfit nature of the banked cord blood unit.

Protection For Baby

YES

YES

Protection For Entire Family

YES

NO

Unlimited Access To Stored Sample

YES - Free Access To Entire Stored Samples Of Community

NO - Only Single Access

Treats 80+ Diseases

YES

NO

Number Of Conditions Treatable

Covers all conditions treatable.

Covers Only 10% of treatable conditions

Continued Protection Against Rejection

Protects the sample with low volume or unfit nature of the banked cord blood unit.

Rejects an unfit sample.

LifeCell’s Community Banking vs Other Private Banks Benefit Differentiators

Features LifeCell Community Bank Private Bank
Aligns with Recommendations of IAP, IMA, ACOG, AAP, ASBMT Yes No

Features LifeCell Community Bank Private Bank
Baby’s Own Cord Blood (only 10% conditions) Yes Yes
One Additional UCB When Baby Uses Own UCB) Yes Yes
Unrelated Donor Stem Cells For Baby (for 90% conditions) Yes *^
Exclusive Access To LC Registry Including Pre-Existing Conditions Yes *
Unlimited Stem Cells from LC Registry (Free of Cost) Yes *
Protection To Baby’s Siblings and Parents Yes *^^
Protection To Baby’s Grandparents (Maternal and Paternal) Yes *
Unlimited Financial Assistance of INR 20 lakhs for Every Stem Cells Transplant Yes *(Maximum upto INR 20 lakh)
BM or PB SCT Assistance of INR 20 lakhs for Every Transplant Yes *
Protection Against 80+ Approved Blood Conditions For Baby and Family Yes *
Continued Protection Even If Baby’s UCB Is Of Low Volume Or Unfit For Processing/Storage Yes *

Features LifeCell Community Bank Private Bank
Unlimited Coverage of INR 20 lakhs for Every SCT Yes *(Only once upto INR 20 lakhs)
Access to LC Registry for Finding Suitable Replacement Stem Cells Yes *
Transit Insurance (collected cord blood and processed stem cells) Yes *
Coverage Tenure Yes (75 years) * (Only for initial 21 years)

Features LifeCell Community Bank Private Bank
Dual Site Storage (Chennai & Gurugram) Yes (75 years) * (Only for initial 21 years)

Features LifeCell Community Bank Private Bank
Full Refund (except CC) with Continued Benefits, if Baby’s Sample Used by Other Community Member Yes *

Features LifeCell Community Bank Private Bank
Cord Blood Expansion for Baby, Siblings and Parents Yes *

Features LifeCell Community Bank Private Bank
DCGI Approved Product Stempeucel® For Use in Clinical Trial Yes No
In-house, Ready-to-Use MSCs from Donated UCT (subject to approval by regulatory authorities) Yes No
1000 Million MSC’s For Every Transplant Yes No (50 Mn to 1000Mn maximum)
Time Yes (Within 7 days) No (upto 90 days)
Cost Yes (Free of cost) No (~ INR 2-4 lakhs for 50Mn to 1000 Mn MSC’s)

Features LifeCell Community Bank Private Bank
Transplant Experience / Retrievals 50 (*as on June 2018) 25-30 (all other Indian stem cell banks)

Features LifeCell Community Bank Private Bank
Strong Stainless Steel Box, Vacuum Insulated Temperature Maintenance, Eco-Friendly, Contamination Proof, Compact Yes No

Features LifeCell Community Bank Private Bank
Baby, Siblings, Parents and Grandparents (Maternal & Paternal) Yes No(Not for Grandparents)
Transplant Experience / Retrievals Yes (75 years) No (Free only during first 21 years)

Features LifeCell Community Bank Private Bank
Annual Storage Plan (easy on pocket) Yes No
21 Years Storage Plan (One Time Payment) 50,000 (Community) + CC ~INR 1 to 4 lakhs + CC
75 Years Storage Plan (One Time Payment) 65,000 (Community) + CC ~INR 1 to 4 lakhs + CC + ~INR 20,000 (for Lifetime Plan)

* UCB - Umbilical Cord Blood, UCT - Umbilical Cord Tissue, LC - LifeCell International Pvt. Ltd., PrB - Private Bank, BM -
Bone Marrow, PB - Peripheral Blood, SCT - Stem Cell Transplant, CC - Sample Collection Charges

^ In Private Banks, it is mandatory to use Baby’s Own UCB to get one additional matching sample from public bank if a match is available. But, in 90% conditions baby CANNOT use Own UCB, hence the baby is deprived of protection from
donor stem cells.

^^ Siblings: Only if it matches baby’s cord blood (chances are only 25%) and in such case only 1 additional UCB from public bank. Parents : They cannot use baby’s cord blood due to lack of HLA matching. Since in PrB it is mandatory to use baby’s own UCB to get 1 additional UCB from public bank, Parents don’t get donor stem cells.

^^^ Baby : Only 8 conditions using own UCB.